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CTOR's WWW pages aim to provide general information about the topics they present. They are not intended to make statements concerning the official policies and practices of CTOR unless stated otherwise. A considerable effort has been made in good faith to ensure that material accessible from this site is accurate. Despite this effort, it is clear that errors are inevitable. Consequently no guarantees are expressed or implied as to the accuracy, timeliness, currency or completeness of any information authored by persons at or agents of CTOR or its affiliates, or accessible using links from this site. Nor is any warranty made that the information obtained from this site or that of an affiliate is valuable or useful for any purpose.

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The information resources on this Website are provided to facilitate the business of the CTOR. Use of the information presented in these web pages is for your personal use, the individual reading the pages. Use of information from this site for commercial purposes, other than those approved by the CTOR, is not permitted. Use of data, algorithms and conceptual information contained in the these web pages is forbidden without permission from CTOR. Use of CTOR illustrations and logos is restricted: these icons and logos may not be used without the permission of CTOR. Use of US-mail addresses, E-mail addresses or phone numbers for the purpose of contacting individuals at CTOR for any purpose other than the conduct of the business of CTOR is not permitted.

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Policy on the transmission, monitoring, retrieval, storage and use of information pertaining to visitors of the CTOR website.

CTOR employs strict security measures to safeguard online communications.

In order to provide visitors with other valuable information, CTOR may provide links to third-party sites. However, CTOR exercises no authority over third-party sites, each of which maintains independent privacy and data collection policies and procedures. We do not warrant or represent that the information submitted to the site will be protected against loss, misuse, or alteration by third parties. CTOR assumes no responsibility or liability for these independent methods or actions and is not responsible for the independent policies or procedures of destination sites.

CTOR cannot and does not assume responsibility or liability for any information you submit to the site or for third parties' use or misuse of information transmitted or received from this site.
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These destination links are provided only for your convenience and, as such, you access them at your own risk. However, CTOR wishes to assure the integrity of its site and its destination links, so any comments pertaining to our site or any sites accessed through our site links are greatly appreciated.